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I'll third that opinion! I think the insert adds a little extra weight to the bag. The cerf has enough pockets to hide a wallet and essentials. I thought that insert was a great idea until I actually tried to use it. I thought I was the only one who had problems with it unsnapping during use.yes, it drives me crazy always coming unsnapped!!
I immediately removed the pouch... I like having lots of space in my bags rather than a bunch of compartments! I use it to carry my face products and makeup and whatnot. When I'm not using the cerf, I just put the tissue that came inside it back inside to keep the shape. The pouch would just annoy me too much, haha!