GK, how true, how true!!! I would have a whole closet full of H bags if it weren't for that darn horse! But --- there is nothing (and I mean NOTHING) that could give me the pleasure and Joie de Vivre that riding my horse gives me. By the way, I have been back in the saddle for only 6 years now, had to start pretty much from scratch at the tender age of 34 after a 20 year break, so if I can do it, you certainly can!