How do you afford your bags and how many per year? Credit debt or millionare lover?

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#1,576
I think I've posted here before, but I'm not sure so here we go again!

I buy my own bags with my own money. I work two-three jobs and when I have my mind set on something (like a new bag) I save for it. I'm very fortunate where I still live at home so I don't have any responsbilities as far as bills to pay. The only "bills" I have are to pay are for car insurance, gas and my own credit card.

I also never pay full retail value for any of my bags (except for Louis Vuitton). My mom works at Macy's and gets a discount at both Macy's and Bloomingdales so I always utilize her discount. I've also gotten lucky to find discounted bags at the outlets or places such as TJ Maxx.

But for the most part, I find a bag, and save!
 
#1,577
Love4MK said:
I think I've posted here before, but I'm not sure so here we go again!

I buy my own bags with my own money. I work two-three jobs and when I have my mind set on something (like a new bag) I save for it. I'm very fortunate where I still live at home so I don't have any responsbilities as far as bills to pay. The only "bills" I have are to pay are for car insurance, gas and my own credit card.

I also never pay full retail value for any of my bags (except for Louis Vuitton). My mom works at Macy's and gets a discount at both Macy's and Bloomingdales so I always utilize her discount. I've also gotten lucky to find discounted bags at the outlets or places such as TJ Maxx.

But for the most part, I find a bag, and save!
Click to expand...
Work + save up. I have no credit cards now just my monthly pay with no overdraft. my husband has bought me a handbag and a pair of shoes for presents but the rest, I bought myself. To be honest, there's not much else I want just now, seem to be happy with what I have now.
 
#1,579
I'm buying stuff for "me" after all responsibilities regarding bills and family and saving have been taken care of, and I save up for my purchases. I'm also not constantly buying bags, I got most of them as presents because my family knows that I love leather anything, and bought even fewer for myself, but I think after the next one I'll stop.
But then bags and leather accessories and shoes are my only sartorial weakness. I live in jeans and tshirts, and i rarely shop for anything else.
:) Credit cards are evil, unless you pay them off in full each month
 
#1,580
paulina1234 said:
I'm buying stuff for "me" after all responsibilities regarding bills and family and saving have been taken care of, and I save up for my purchases. I'm also not constantly buying bags, I got most of them as presents because my family knows that I love leather anything, and bought even fewer for myself, but I think after the next one I'll stop.
But then bags and leather accessories and shoes are my only sartorial weakness. I live in jeans and tshirts, and i rarely shop for anything else.
:) Credit cards are evil, unless you pay them off in full each month
Click to expand...

Yes. We are always playing the credit card fame it seems. Sigh.
 
#1,583
33, working professional (CPA working for a large music company), i buy 1-3 bags a year. some from the stores on Rodeo. Some from reputable resellers like Yoogi's or Real Deal. I just bought a nice house last year (in LA) so trying to curb for a bit or at least buy 2nd hand. Also I sell bags if they aren't getting use. This helps, although generally the new bag I'm buying costs more than the bag going out the door. :)
 
#1,585
Tax returns! And bonuses but I don't get very many.

Also I allow myself 20% of my paycheck for "pocket money" which if I don't spend it all on drinks, t/a lunches and coffee, I'll save for designer items. I don't own a cc at all.
 
#1,586
I'm 23, a recent graduate and not working yet. I rarely -if ever- pay full price for bags, I usually get them pre-loved or during sales. How often I buy them depends on if I come across a bargain, sometimes it's 2 bags a year and sometimes it's a few bags a month. I don't spend much on clothes, shoes etc at all, bags are my only weakness. I would never go into debt to get them though.
 
#1,587
I'm still in school so my parents/allowance.

They don't really check how much I spend per month, as long it isn't sky high, so I manage to save/siphon $500-$1000 a month and every 3-4 months I'll get myself a bag. :P

Also my parents and aunt gift me bags once in a while.

My boyfriend can't afford my expensive hobby yet, but I don't mind. I'm not dating him for bags! XD
 
#1,588
Only buy bags (and clothes) from my bonuses, nothing from actual salary.
So no real budget for the year, just depends on much bonuses I get :)
I also tend to save any cash gifts I get and put that towards my bag budget.
 
#1,590
I used to buy all my luxury items myself when I worked..now that jobs are a rare thing here, my husband buys them for me on anniversaries, birthdays etc :smile1:

We don't own any credit cards or have any debt and we believe in spoiling ourselves with money that is left over after we've taken care of our bills :)
 
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