I'd give my jacket off my back if they were cold, friend or not. But accessories I don't see as something that they would need to borrow, so I would rather not. So basically my rule is if they NEED it, they can use it, but if its something trivial in that state of mind like a bag but had special value for me I'd say no. I don't like to get used wallets, and when it comes to bags, something that basically carries my life in it, I rather it be worn exclusively by me.