Sorry but have to post this picture, I attended a function last night and when the fellow came with his glass of red wine, my new birkin flew off the table under my arm so fast it had wings!!

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Sorry but have to post this picture, I attended a function last night and when the fellow came with his glass of red wine, my new birkin flew off the table under my arm so fast it had wings!!
Wow! I see a whole lot of jealousy and / or pure nastiness coming out in some of these comments. No one can be deemed a “show off” because they like to carry any particular purse in any particular venue. People have a right to wear what they want without narrow minded sour pusses making a judgment. Nor should someone have their rights of protection lessened because they seemingly “can afford” to own an item. These are such ugly perspectives. SMH!
As @the_black_tie_diyer said, we don’t have all the info on this story. So, it’s pure speculation on our parts as to whether the spillage was intentional or not. But, many moons ago, I was an insurance claims adjuster. As @Shelby33 said, claims aren’t settled based on incredulity about the price of a bag. It’s simply about liability and the limits of the policy for that type of claim. No insurance company or claims rep will be bothered to blink at any kind of claim because there are large, small, common and bizarre ones happening daily. I had one man make a claim because he said his cat started a fired because it was sexually attracted to him and angry at being rebuffed. So, no, a claims adjuster with any tenure has seen it all.
Unless the insurance company is unscrupulous, claims are rejected when liability can be disclaimed or a particular coverage was not included in a policy. Simple as that.
All that being said, IMO IF the waiter spilled wine on her bag - by negligence or intent - then the club should make her whole. We all should have an expectation that we can dine in an establishment and not walk out worse for wear. That is why waiters are trained (and due their tips) and you don’t grab random people off the street and tell them to sling the food around. If the restaurant refused to deal with me fairly and reasonably, I’d sue as well.
Maybe the CC should post a sign at the door. “Not responsible for your property. Bring good stuff at your own risk”.The plot thickens!
Surely there is much more to this story. If the CC believes it's the waiter's fault, why? It's like saying the waiter deliberately damaged her property, the "why" is beside the point. Maybe the plaintiff was a real jerk and humiliated the waiter. Even so, if someone humiliates you and you punch or hit that person, or destroy some property belonging to that person in "retaliation", you're the one in trouble. Did the waiter do it out of pure malicious intent? Even so, the CC is the entity that hired him. It'd be interesting if the waiter tries to sue the plaintiff, claiming she bumped him and caused him to spill, which could also be true.
If an establishment can sue an employee over such an accident, then the next waiter who spills cabernet on somebody's couture clothing will be in deep trouble. Will waitstaff anywhere want to take on such liability, even if you risk spilling coffee in a diner?
One take-away: If the CC wins and doesn't owe compensation, then this opens the door for dining establishments to deny indoor property claims, at least in cases of where something is spilled and stains or ruins, whether it's wine, blueberry sauce, syrup on your ostrich feather boa, whatever.
Bottom line: the purse is damaged. The "how" is another story. The "why" doesn't matter. The defendant "who" appears to be the CC regardless of the "how".
The country club gave itself a black eye. I read an article where the Birkin was "of great sentimental" value. I don't care how much or little it's sentimental. It's a "one of a kind, they don't make that color any more". I don't care, a similar bag is valued at $13,000 or whatever.
Even eye witnesses to this event would be interesting, or shaky. Depending how big of a scene the bag owner made, they may or may not remember. If there was an argument that escalated, I think the CC is still liable, unless the waiter could convince that the plaintiff or plaintiff's dining guest caused him to spill (by moving an arm or something).
There is clearly a lot more to the story than is in the press (as is usually the case). I’m guessing that the employee was acting maliciously and deliberately when “spilling” wine all over the lady, her husband, and her H bag. This was no accident. And it was not an action that was at the direction of, or of any benefit to, her employer’s interest. Accordingly, the country club should not be vicariously liable under the doctrine of respondeat superior. To the contrary, if she were a patron at a night club, and the club’s bouncer (reasonably foreseeably) got into a fight while attempting to enforce security measures on behalf of the club, then his tortious acts causing damage to the bystanding lady might attach liability to the club. That is a far cry from what appears to have happened at the country club though.
Put another way, if you’re at a country club, and the valet driver crashes your car while trying to park, the country club likely will be on the hook. However, if a cook from the country club goes on break and steals your car from the valet lot, and gets into an accident, the country club may escape liability and actually sue the cook (just like the country club has sued the waiter as an individual defendant via a cross-claim).
In short, it’s not a matter whether a business/venue is responsible for accidents of its employees. Rather, it’s more a question of whether the employee’s actions were intentional, malicious, and/or not reasonably foreseeable by the employer. To the extent that an employee’s actions are deemed criminal, insurance coverage likely won’t apply. That’s why the employer can sue the employee.