TPF may earn a commission from merchant affiliate
links, including eBay, Amazon, and others
Just another side thought as well... It is possible that she also may not have understood how expensive and prized your bags are worth / mean to you? She might just think it was "any other bag" and that would have prompted her to ask? She did not realize how valuable they are to you?
I personally don't think its rude to say no. It's simply a question and your answer is simply your answer, especially since it's your personal property.
Just like most people in this forum, I've lent out many items in the past, from pens to sunglasses, sometimes jewelry, and have yet to get them back. So to simply protect myself from getting into situations that may run sour I just say no, as difficult as it may be.
However, if its an item that I don't mind getting back damaged or not at all then I guess its fine... but I don't think a designer handbag would ever fit under those circumstances ^_^''