The only person I have let my BF borrow my Lily and if she lost it, it was stolen, or my godchild spilled anything on it I am positive my BF would offer to pay for another one. Now, whether or not I would let her is another story, but has more to do with our finances than our friendship.
For her to offer to give you back the present you gave her (25% of the value of your Lily) is outrageous to say the least. Even offering $50 a week until the bag is paid for is TOO long, but better than nothing.
We had comprehensive on my sister's Miata and she got car jacked at gun point. She was okay, THANK GOD, but I thought the contents of the car couldn't be claimed on the comprehensive policy. We got the car back the next day (missing purse, phone, books, etc...) We were told (or she thought) we would have to file under home owner's insurance. Since my
Coach Holiday Patchwork '06 tote and the other contents in the car were not worth the $1000 deductible we didn't file.
Is my purse covered under car insurance when in the car?