I would not wear it that way. It looks like the bracelet is too big for you, which it is and you have to let a motif dangle. The motif is clearly not a charm as you can see the loop at the end. It's just a hanging chain. I don't know why SAs even suggest this except they want to sell a bracelet. It's clearly not a good look.. the motif is just hanging there, stuck. Everyone has preference of course, and some people may love this look. Not for me though.
I will say this, if you are struggling so much to make a bracelet work, then my gut feel say it's not right.
VCA is fine jewelry, meant to look nice, and the reason why VCA allows for so much tailoring on bracelets and necklaces is to create a custom fit for the person. If I were you, I would just dive in an get a real necklace. I think you will love it instead of all these goofy options. But again, it's just me, and some people like one size fits all jewelry. For me, jewelry should fit the person, and jewelry should be worn as designed.
I like to focus more on how the piece looks on me vs. how many ways to wear it. One size fits all never looks great, there are always compromises.
Good luck! I know this is tough, but sometimes... if you keep trying to force fit something, gut feels just says no... stop trying (e.g. I had the same dilemma with a pendant, and I just smacked myself yesterday and said stop, quit trying to make this work
)
Hope this helps! So many choices with VCA!