I have actually been very lucky with my bags so far. Have only had one accident so far, and it was very recent. And I have a story about a bag that wasn't mine, but involves me and DH.
My DH gets really bad nosebleeds sometimes, so I'm surprised I haven't had any problems before this. I was out of town for work, and DH came with me for the second half of the trip. We were in a mall visiting the Coach store (since there are none where we live), and we decided to eat at a nice restaurant afterwards. He stopped to ask someone for suggestions outside of the mall, and then turned around suddenly and hunched over. He had been having problems the last few days because of the dry weather, so I knew it was another nosebleed. I carry spare napkins in my purse just for this reason lol. I dug around to find the napkins, and he took them and I finished the conversation to get directions to a restaurant. When I looked in my purse to see how many napkins I had left, I noticed a big red spot on the inside lining
He must have gotten too close or something when reaching for the napkins. I tried to wipe it down the best I could immediately, but have yet to really clean it at home. It came out pretty well, but there is still a dull stain left. It will definitely be getting a bath soon!
This story is actually very embarrasing, but it's definitely a horror story. On our way to visit relatives, we stopped at a Coach outlet. I was looking for deletes, and pointed to one and said "oh, that's a popular one". My DH picked it up to look, and I told him to be careful with it since he didn't seem to be paying much attention. Well, I shouldn't have said anything at all, because he then just dropped it on the floor and said "oops, I dropped a Coach purse". I just froze in place and got the open mouth look. I was SOOO embarassed! I couldn't believe he did that, and I actually had thoughts of just leaving him there! Thank goodness noone was around or looking at us. I checked the bag (it was fine), and quickly put it back on the shelf. After we left that store and were on the road again, I gave him a long talk on what "purse people" expect out of a product, and how picky some people can be about flaws. He totally didn't realize how important it was, and felt bad about it afterwards. He made the connection that if he was buying some [insert guy thing here] for himself, he would want it to be perfect too. It's hard to tell that story to you guys, but hopefully some of you out there have significant others that act in crazy ways too?