I think you're confused or just not understanding.I am not sure what managed payments are. I do sell sporadically, books and handbags, some miscellaneous. I felt pay pal was safe for both receiving and making payments, when I buy. I typically use my pay pal balance to buy, or a charge card. I don't feel having ebay send funds to my bank account, withdraw funds if I purchase, and manage monthly fees is very safe. From what I gather, there is a few day waiting period before the funds even enter the bank account. I am used to having the funds in pay pal immediately, then shipping same or next day. It just seems like an easy way, using pay pal, could now becomes a possible issue--i.e. ebay has control of my bank account.
1. I typically use my pay pal balance to buy, or a charge card.
You are still using paypal to make your purchases, either with money that's there or with a c.c.
2. I don't feel having ebay send funds to my bank account, withdraw funds if I purchase, and manage monthly fees is very safe.
Ebay is NOT withdrawing any funds for purchases. You are paying exactly as you always have been, using PP to fund the purchase. Ebay has always offered the option (and I believe they still do) of paying your ebay invoices through either PP. or directly from a bank account or charging a c.c. So the option has always been there to give them the banking info and that has not changed.
3. From what I gather, there is a few day waiting period before the funds even enter the bank account.
This is no different from Paypal. After making a transfer, although IRL, the funds get there almost immediately, paypal doesn't give you credit for 4 days. However with MP through ebay, my funds. get transferred the next day and show in my account 2 days later, so it's actually a day EARLIER that my money is in the bank with ebay than with PP.
4. I am used to having the funds in pay pal immediately, then shipping same or next day.
It's exactly the same in ebay. When the buyer pays, the money is in your ebay account and available to pay for the shipping label. (And i do use the money to print my labels through ebay and ship same day.)
5. It just seems like an easy way, using pay pal, could now becomes a possible issue--i.e. ebay has control of my bank account.
It's no more (or less) dangerous than paypal or any other company to whom you pay bills electronically. A company having you bank account info cannot willy-nilly withdraw your funds without reason.