eBay, etc. General Question/Answer Thread

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Thank you both for the feedback. I’ll just do eBay then. I don’t really want to go through any potential problems. I don’t mind paying the fee. I just thought I’d ask because so many people use PayPal for money request.
 
I'm not sure whether this is the root of your problem but I have a couple of ideas.

1. If it's a brand new card, did you call in to activate it? If not activated, it won't go through.
2. Have you used the card a lot more than usual lately? Is it possible that the card company may have flagged it suspecting fraud?
3. Was it a high amount you were trying to charge when the transaction didn't go through?

If none of the possibilities apply, call the card company and ask why it was declined. They can look at the history and tell you why they denied it.

(The reason I suspect a flag is that I had a similar experience a few months ago. I was printing way more than usual shipping labels through paypal.com/shipnow and charging my card that was on record. After about a dozen transactions, i suddenly got the "cannot process payment" message. After calling PP and being told that it was the c.c. company that blocked the payment, I spoke to the card issue and they overrode the block after confirming that it wasn't fraudulent transactions.)

I had the same issue, PP prefers debit cards or direct bank withdrawals
 
I hope this is not dumb question. So I sell few items on eBay for my Chanel items. A while ago, I had a buyer contacted me and asked me whether I could do PayPal business request/money request, long story short, I ended up doing it. I sent money request with detailed item description. The transaction went smoothly, I got my money and only paid for 3% paypal fee instead of 10% if I sold on eBay. Fast forward, on Chanel forum, I shared my experience, and was advised not to do so.
My question is with paypal money request and with detail item description, is it still not safe for both buyer and seller? I guess as a seller, my concern will be is a buyer still able to dispute the transaction in the event of receiving authentic Chanel bag item?

Thank you in advance for taking time to answer my question.
It's that type of cheating (and it IS cheating) that forces ebay to have to make ALL sellers pay higher fees. It's unfair to the rest of us who list on ebay, pay ebay what they've earned and play by the rules.

May I ask what the buyer's total payment was? How did you ship the package? Did you include signature confirmation?

I assume that the payment for a Chanel bag was $750 or more, right? Without s.c., the buyer can claim non-receipt and win the case. She'd get a free Chanel bag and her money back.

You should also be aware that doing what you did can also open you up to scammers. What those scammers do is send you an email that looks like it's from Paypal letting you know that you've been paid. So you ship the item.

Problem is that you never received a legitimate payment but you sent your item to the thief.

My feeling is that if you're going to take advantage of the high volume of traffic ebay offers than pay them what they earned.

If you don't want to pay the fees, list on a free site like Craigslist. You won't get the traffic but you also won't pay fees.
 
Paypal credit 6 months no interest - I'm wondering if anyone knows why the amount posted in my PayPal cc account is sometimes $0.01 more than the amount on my merchant receipt? Is it just a rounding thing? I've noticed 3 different transactions so far that this has happened. It's just 3 cents, but seems odd. I only noticed because I'm waiting for a couple refunds and was trying to match the receipt to the transaction because it seems refunds don't always go to the original transaction, but to whichever transaction PayPal decides to apply it to.
 
Paypal credit 6 months no interest - I'm wondering if anyone knows why the amount posted in my PayPal cc account is sometimes $0.01 more than the amount on my merchant receipt? Is it just a rounding thing? I've noticed 3 different transactions so far that this has happened. It's just 3 cents, but seems odd. I only noticed because I'm waiting for a couple refunds and was trying to match the receipt to the transaction because it seems refunds don't always go to the original transaction, but to whichever transaction PayPal decides to apply it to.
I never noticed. I wonder if it because they divide the amount into equal payments and make it come out even. It sounds like another way for paypal to make money.
 
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I feel like sales have improved on ebay for me lately and hope it continues!
I received a question tonight from a potential buyer asking....”has this item been purchased and returned?”
Honestly my first reaction is to block and move on......the question feels slightly aggressive without explanation.
Over thinking? Probably.
....but do I want to deal with someone that seems to be looking for something wrong right out of the gate?
 
I feel like sales have improved on ebay for me lately and hope it continues!
I received a question tonight from a potential buyer asking....”has this item been purchased and returned?”
Honestly my first reaction is to block and move on......the question feels slightly aggressive without explanation.
Over thinking? Probably.
....but do I want to deal with someone that seems to be looking for something wrong right out of the gate?
Is it possible she looked at your completed listings and saw it there, either unsold and relisted or sold and relisted? (I have a few items in multiples and if one sells, I relist it. A buyer might think it was returned and relisted.)
 
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I never noticed. I wonder if it because they divide the amount into equal payments and make it come out even. It sounds like another way for paypal to make money.
Not sure. I always pay in full each month, but found if I use a cc and return something then they owe me $$. With pp 6 months I can just pay the items I'm sure on and not worry about interest accruing while I wait for a refund/decide on the others. Just seems if they round up everyone a penny they are making extra money.
 
I feel like sales have improved on ebay for me lately and hope it continues!
I received a question tonight from a potential buyer asking....”has this item been purchased and returned?”
Honestly my first reaction is to block and move on......the question feels slightly aggressive without explanation.
Over thinking? Probably.
....but do I want to deal with someone that seems to be looking for something wrong right out of the gate?

If I see an item that was previously listed online, and then showed 'sold', and then was up for sale again, I always ask the reason if I'm interested in buying it. I'm curious as to whether it was an unpaid item or if it was returned for some reason. Many many times it's a non-paying bidder. I've learned from this and, as a seller, when I have a non-paying bidder, I always mention that this is the reason for the relist in the first sentence of the new listing.
 
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If I see an item that was previously listed online, and then showed 'sold', and then was up for sale again, I always ask the reason if I'm interested in buying it. I'm curious as to whether it was an unpaid item or if it was returned for some reason. Many many times it's a non-paying bidder. I've learned from this and, as a seller, when I have a non-paying bidder, I always mention that this is the reason for the relist in the first sentence of the new listing.
It was never sold (& never showing as sold) and only listed one time about 3 weeks ago.
Is it possible she looked at your completed listings and saw it there, either unsold and relisted or sold and relisted? (I have a few items in multiples and if one sells, I relist it. A buyer might think it was returned and relisted.)
She may have but she would not have seen this one as sold. I've not had a return in a couple of years. I have edited the item a few times (lowered the price). Not sure if that would have triggered the question.
 
It was never sold (& never showing as sold) and only listed one time about 3 weeks ago.

She may have but she would not have seen this one as sold. I've not had a return in a couple of years. I have edited the item a few times (lowered the price). Not sure if that would have triggered the question.

I usually tend to take the seller's word for how the listing is (not always correct) because I worry about coming over as a pest and trying to degrade the item, I always assume somebody is selling his or her items, they spent their hard earned money on it, I might ask for specifics like fit or measurements and lately ask if it was stored in a smoke free environment (due to some items that smelled like they were soaked in an ashtray), I stopped putting things on eBay as some buyers are plainly nuts, the time it takes, the risk, rather not deal with that, in the past somebody returned a bag but instead of the branded bag, I got a horrible plastic thing back and eBay and PP didn't want to know, just went "It shows you received the return" as apparently what is in the parcel doesn't worry them at all.

My gut feeling is that the person asking this question will be eager to create trouble, I would block
 
This is not an ebay question but a paypal question!

I currently had someone in town send me funds using F&F as they owe me money......They sent the funds using goods and services in error. The money was Loan and NOT goods and services.
In the past I could have just refunded the payment and had them send the funds correctly but PP does not refund the fee now.
Is their anyway to get around this??

I’ve told her I would split the fee with her (fuming actually because I was doing this friend a favor - and now it is actually costing me to do this for her) and think I have no choice since I cannot refund and have her resend. She owes me more money and now I am afraid she will make this same mistake again when she pays me back.
Another question: Can I block her next payment so that she will have to pay me back another way - not using paypal.

3rd question!....so this person is actually funding her payments to me with a credit card. If she does send the 2nd payment using F&F correctly am I charged HER credit card fee?? I was reading online just now and someone posted that the receiver of the F&F money payment pays the senders credit card fee If it is funded with a credit card. That does not sound right.....
 
This is not an ebay question but a paypal question!

I currently had someone in town send me funds using F&F as they owe me money......They sent the funds using goods and services in error. The money was Loan and NOT goods and services.
In the past I could have just refunded the payment and had them send the funds correctly but PP does not refund the fee now.
Is their anyway to get around this??

I’ve told her I would split the fee with her (fuming actually because I was doing this friend a favor - and now it is actually costing me to do this for her) and think I have no choice since I cannot refund and have her resend. She owes me more money and now I am afraid she will make this same mistake again when she pays me back.
Another question: Can I block her next payment so that she will have to pay me back another way - not using paypal.

3rd question!....so this person is actually funding her payments to me with a credit card. If she does send the 2nd payment using F&F correctly am I charged HER credit card fee?? I was reading online just now and someone posted that the receiver of the F&F money payment pays the senders credit card fee If it is funded with a credit card. That does not sound right.....
This may be a dumb question but I'll ask it anyway.

If this is "someone in town," why is the person using Paypal and not just meeting you in person (w/masks on) and hand you cash? If you know someone well enough to give a loan, they should pay you back in cash. (JMHO.)

In answer to your first question, you can't get the fee back if you refund the payment so I wouldn't refund but would explain to the person that they categorized the payment incorrectly resulting in your being charged a fee of $x and you need reimbursement from her for that. (If necessary, show her the paypal details so she can see the net amount you received.)

And tell her that you want cash or a USPS money order for the full 2nd payment. She can mail it to you and you can cash at the post office where they will validate the check as legitimate. (It's not common but postal money orders have been faked but a fake wouldn't fool a postal employee.)

As for c.c. funded payments, I don't know (and haven't researched) who pays the fee.

This person sounds like a piece of work to me!
 
This may be a dumb question but I'll ask it anyway.

If this is "someone in town," why is the person using Paypal and not just meeting you in person (w/masks on) and hand you cash? If you know someone well enough to give a loan, they should pay you back in cash. (JMHO.)

In answer to your first question, you can't get the fee back if you refund the payment so I wouldn't refund but would explain to the person that they categorized the payment incorrectly resulting in your being charged a fee of $x and you need reimbursement from her for that. (If necessary, show her the paypal details so she can see the net amount you received.)

And tell her that you want cash or a USPS money order for the full 2nd payment. She can mail it to you and you can cash at the post office where they will validate the check as legitimate. (It's not common but postal money orders have been faked but a fake wouldn't fool a postal employee.)

As for c.c. funded payments, I don't know (and haven't researched) who pays the fee.

This person sounds like a piece of work to me!

Thanks BB.
Here are the specifics:

My DH loaned a long time employee money in the summer of 2019 with the agreement to withhold X amount from their paycheck each week.
Payments were no problem until....March of this year when covid hit and this employee quit.
She tells us she can only pay us back at this time using a credit card. For sure....I would meet her to collect cash if she had it.
 
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