Thanks for confirming my thoughts
I did entertain her questions and wrote back to her. I politely answered all of her relevant questions and ended (verbatim) "I, unfortunately, do not condone the practice of cheating the system and going the pp only route." She responded, "Hello, it s not unfortunate I just was wondering if you had any flexibility as I do not have quite that much to spend." Yea...I'm always wary when people throw out that excuse and say they don't have enough funds for a big purchase via eBay.
I always recommend using PP Credit so they can pay interest free over time. Don't think anyone has taken the advice though. They just want it on the cheap apparently. Oh well..........next!