eBay, etc. General Question/Answer Thread

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i've never understood this so perhaps someone can explain it. throughout my ebay years i've (very often) had 0 feedback bidders buy my stuff and they have just made the username that very day/hour. some of these 0 buyers are likely other sellers trying to get good deals (or perhaps get rid of competing items), but how can they come up with so many various usernames and accounts when you need a CC on file/Paypal to get an account each time? if i tried to open another account, for example, wouldn't I need to give name/address and CC which would already match what's on file? i have never understood where these 0 buyers come from ... who magically buy your item within an hour of getting their name and then don't have any further activity, ever...
 
i've never understood this so perhaps someone can explain it. throughout my ebay years i've (very often) had 0 feedback bidders buy my stuff and they have just made the username that very day/hour. some of these 0 buyers are likely other sellers trying to get good deals (or perhaps get rid of competing items), but how can they come up with so many various usernames and accounts when you need a CC on file/Paypal to get an account each time? if i tried to open another account, for example, wouldn't I need to give name/address and CC which would already match what's on file? i have never understood where these 0 buyers come from ... who magically buy your item within an hour of getting their name and then don't have any further activity, ever...
A year or more ago, ebay and paypal changed their systems. First you didn't need a paypal account in order to buy on ebay. If the buyer initiated a purchase, they could check out with a credit card and paypal would create them an account on the fly. Later, ebay changed their system too. A buyer could initiate a purchase and ebay would create an account on the fly for them. When this happens, the ebay user name is usually just a meaningless combination of numbers and letters. I've sold to many of these buyers. They never complain. I doubt those that I've sold to are resellers. It is my feeling that they really are newbies to the whole ebay process, since they rarely contact me and rarely leave feedback. I had one exception to that. A newbie buyer sent me a thank you note in the mail. I don't think she realized she could have done it through ebay messages. I replied to her through ebay and she proceeded to buy 2 more things from me, one of which was listed at auction. When she attempted to bid on the auction, she was blocked until she created a paypal account.

I think there are plenty of people out there that don't want to sign up or join just to buy something. If they had to do that, they'll just go elsewhere. Years ago, I looked at Bonanza. Just because I looked, Bonanza created an account for me. I wonder if ebay is doing something similar.
 
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What does it mean when a seller says "non-CC paypal payment"? Does this mean I have to pay using just my bank account only? Can anyone tell me the difference between CC and Bank account PayPal payments? Doesn't CC payments appear in our account just as fast as paying via bank account? Sorry for asking all of these stupid questions, this is my first time seeing this On an eBay listing. Thanks.
 
What does it mean when a seller says "non-CC paypal payment"? Does this mean I have to pay using just my bank account only? Can anyone tell me the difference between CC and Bank account PayPal payments? Doesn't CC payments appear in our account just as fast as paying via bank account? Sorry for asking all of these stupid questions, this is my first time seeing this On an eBay listing. Thanks.
It's not about how fast the seller gets paid, it's about the buyer's ability to file dispute with their credit card company. They can claim "item not as described," return the item, and they will probably win and the seller will lose. PayPal might not be as accommodating to the buyer. Therefore it could be to the Seller's advantage to require that purchases be funded only with a PayPal balance or bank account. Personally I've never seen this requirement, but maybe the seller had a bad experience before and is being super cautious.
 
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It's not about how fast the seller gets paid, it's about the buyer's ability to file dispute with their credit card company. They can claim "item not as described," return the item, and they will probably win and the seller will lose. PayPal might not be as accommodating to the buyer. Therefore it could be to the Seller's advantage to require that purchases be funded only with a PayPal balance or bank account. Personally I've never seen this requirement, but maybe the seller had a bad experience before and is being super cautious.

Thanks so much Catbird for your help! You're right about the disputes, I should have thought about that. I wanted to buy her bag but I can only pay by CC So I guess I have to skip it. Bummer.
 
What does it mean when a seller says "non-CC paypal payment"? Does this mean I have to pay using just my bank account only? Can anyone tell me the difference between CC and Bank account PayPal payments? Doesn't CC payments appear in our account just as fast as paying via bank account? Sorry for asking all of these stupid questions, this is my first time seeing this On an eBay listing. Thanks.

It's not about how fast the seller gets paid, it's about the buyer's ability to file dispute with their credit card company. They can claim "item not as described," return the item, and they will probably win and the seller will lose. PayPal might not be as accommodating to the buyer. Therefore it could be to the Seller's advantage to require that purchases be funded only with a PayPal balance or bank account. Personally I've never seen this requirement, but maybe the seller had a bad experience before and is being super cautious.
This might be her reason but she can't enforce this requirement. She might be violating ebay rules. When you pay with Paypal, the seller has no way of knowing how you funded the payment. That is between you and Paypal.
So if you want to buy the bag and use your credit card, you can.
 
This might be her reason but she can't enforce this requirement. She might be violating ebay rules. When you pay with Paypal, the seller has no way of knowing how you funded the payment. That is between you and Paypal.
So if you want to buy the bag and use your credit card, you can.

Thank you whateve! If I decide to buy the bag, I hope she doesn't give me too much trouble. Thanks!

I didn't know this, but apparently:

"Buyers can use PayPal to pay you with a credit card. PayPal processes the payment and deposits the payment into your PayPal account. However, to accept credit card payments, you need a Business or Premier PayPal account.

If a buyer sent you a credit card payment and you have a Personal PayPal account, you'll need to upgrade to a Business or Premier account before you can accept the payment."
http://pages.ebay.com/help/pay/claimpayment.html

Maybe for some reason the seller is reluctant to upgrade to a Business Account?

(As a seller, I've never had to upgrade my PayPal account, so I guess that means I've never gotten a payment from a buyer who used a credit card to fund the purchase through PayPal.)
 
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I didn't know this, but apparently:

"Buyers can use PayPal to pay you with a credit card. PayPal processes the payment and deposits the payment into your PayPal account. However, to accept credit card payments, you need a Business or Premier PayPal account.

If a buyer sent you a credit card payment and you have a Personal PayPal account, you'll need to upgrade to a Business or Premier account before you can accept the payment."
http://pages.ebay.com/help/pay/claimpayment.html

Maybe for some reason the seller is reluctant to upgrade to a Business Account?

(As a seller, I've never had to upgrade my PayPal account, so I guess that means I've never gotten a payment from a buyer who used a credit card to fund the purchase through PayPal.)
I didn't realize this. I guess I must have a Premier account because they are always asking me to upgrade to business. I really doubt you've never had a buyer that used a credit card if you've made more than a few sales. I also have a personal account but I've never used it for selling.

I found this chart: https://www.paypal.com/cgi-bin/webscr?cmd=p/pop/choosing_account_type_signup-outside

I stand corrected.
 
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I didn't realize this. I guess I must have a Premier account because they are always asking me to upgrade to business. I really doubt you've never had a buyer that used a credit card if you've made more than a few sales. I also have a personal account but I've never used it for selling.

I found this chart: https://www.paypal.com/cgi-bin/webscr?cmd=p/pop/choosing_account_type_signup-outside

I stand corrected.

I guess I have a Premier account then. I just didn't know it!
 
What does it mean when a seller says "non-CC paypal payment"? Does this mean I have to pay using just my bank account only? Can anyone tell me the difference between CC and Bank account PayPal payments? Doesn't CC payments appear in our account just as fast as paying via bank account? Sorry for asking all of these stupid questions, this is my first time seeing this On an eBay listing. Thanks.

It's not about how fast the seller gets paid, it's about the buyer's ability to file dispute with their credit card company. They can claim "item not as described," return the item, and they will probably win and the seller will lose. PayPal might not be as accommodating to the buyer. Therefore it could be to the Seller's advantage to require that purchases be funded only with a PayPal balance or bank account. Personally I've never seen this requirement, but maybe the seller had a bad experience before and is being super cautious.

This might be her reason but she can't enforce this requirement. She might be violating ebay rules. When you pay with Paypal, the seller has no way of knowing how you funded the payment. That is between you and Paypal.
So if you want to buy the bag and use your credit card, you can.
I don't think the seller's reason for not wanting credit cards has anything to do with a concern about chargebacks.

My opinion is that the seller hasn't upgraded her account and doesn't want to have to pay paypal's fees.

People are allowed to have a personal account and there are no charges as long as payments are made through either paypal balance or bank transfer/echeck. Until a buyer makes payemnt with a c.c., there's no need to upgrade.

But part of the Paypal agreement states that users agree to upgrade and pay fees if necessary so the first time a buyer uses a credit card, the payment is pending until the seller upgrades. And from that point on, ALL payments are assessed a charge.
 
any advice on how to handle sales and shipping when you're trapped in a snowstorm and there is no way to get to any post office or mailbox??? what do you guys do when you've got sales and no way to ship??

It doesn't happen often but it's happened to me and I just email the buyer(s) and let them know that due to weather shipping will be delayed. I'm not sure if eBay still does it but I remember in the past they would sometimes add a disclosure about weather. I've never had anyone complain or get upset. If anything I get a thank you for letting them know.

The most I've been delayed in shipping due to weather is 2 or 3 days. I live in a very small town and I'm fortunate enough to live in walking distance to my post office and the post office is one of those places that usually opens even when the weather is bad at least here.
 
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