Customer charged, filed a chargeback weeks later. His bank, Wells Fargo denied the chargeback but paypal decided they didn't like that answer and told me it was not granted by Wells Fargo. Why? I have no idea, maybe just to mess with me, who knows. Paypal sent me to collections. I sued wells fargo, found out that they did no wrong and it is actually paypal who is lying, have all docs and a youtube video under "myblurbs" screen name. Plus more "evidence". Paypal tried to get their money out of my bank account but I knew what they were up to so kept limited funds in it. They tried to take it out in two separate amounts even, against the law, and failed. Had to close the account. After suing wells fargo, sued customer so he would have to pay them back for his fraud. Won but he filed bankruptcy. sent paperwork to paypal, they ignored it. This happened in 07ish. Last time sued was in 08 I remember. Filed complaints with all state and federal agencies, who shuffeled me to one agency or another because paypal does not fall or at least then, did not fall under any agency legally, however the AG did push papers between us and failed to do anything as followup. So I thought I finally got them off my back after being such a "b" to them shoving evidence in their face and proving they dont know their ass from their head, but in my mail today I received another collection letter from a new agency. I have sense divorced my ex, had to go back to college and don't have funds to hire an attorney or fight this. I will have to file bankruptcy now to get them off my back.
So if anyone knows an attorney, please have him/her contact me. I was hoping someone else went through what I did as my case is different than all the class actions that have floated around. I'm just sick of this.
OH and this is a condensed version of what happened to me. I have a stack of paperwork and files 5 to 6 inches deep literally.