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If you have a high credit score Tiffany's requires 25% down and then you have interest-free financing for 12 months. You can pay by credit card or cash/personal check as well. You could still get financing if your credit score is average but you will have to put a higher percentage down. Make sure when applying for credit that you submit your application back to your SA so he/she can make sure the credit department knows that you are making a big purchase so they can give you an appropriate credit line. Otherwise they will assume that you just want to make a "regular" purchase and will give you a $5000 credit limit.
I put 25% down and did the interest free for 12 months.
...So while I had the 1.76 E/VS2 on hold until I was ready to purchase and propose I continued looking at other diamonds as they came into inventory. I ended up trading the 1.76 for a 1.95 colorless VS1 round solitaire. My sweetie loves fireworks so I think a 4th of July proposal might be fun......................
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