A little trivia... daddy long legs are actually one of the most poisonous spiders in the world, however, their fangs are to tiny and weak to puncture skin.
For me, neither. Bugs are bugs...no biggie. Although given that I live in Fla and I've been around water most of my life, the possibilty of coming up on a cottonmouth (water moccassin) is a def possibilty. Luckily when I have come across them, I wasn't close enough to be in any real danger. I'm sure if a snake slithered out in front of me I'd be a bit apprehensive for that reason.