Thanks for the thread! This is so helpful!!
Please forgive my additional questions, but I was just wondering, since my homeowner's insurance policy is not enough to cover my jewelry, should I still insure it
PER item?
Because I have been doing some research on this, and I realize that when one buys the insurance per item for any jewellery that is worn often, or is not locked in the safe exceeding a certain amount of time, the premium amount is rather significant.....at 1-3% of the value insured per annum!
That's can add up to a couple of grand a year if we insure
every piece....No?
Is there a company that anyone can please recommend with a more comprehensive insurance solution specifically for jewelry, antiques etc...? Thanks!