TPF may earn a commission from merchant affiliate
links, including eBay, Amazon, and others
View attachment 3498364 HappyThursday, Cafe!
Things look good from the Philadelphia Art Museum's west entrance.
The little charges are the ones that they hope will sneak by under the radar. I had a few of these recently and called the CC company when i was reviewing my charges online. You have to stay on top of your card and watch for things like this. The scammers realize the big charges will trigger the CC company to take a look. The CC people do look at your history. When I first starting putting online large purchases on the cards, they called me and since I spoke with them etc. it doesn't happen anymore.I tend to get a lot of fraudulent charges on my card, despite having "fraud protection", which only seems to work to prevent me from using my own card online. I have experienced numerous occasions where I purchased an item online, the charge was placed and then soon after declined due to the "fraud alert", which would cause the purchase to be cancelled. Then my card would be restricted due to the "fraud alert" so that I could not repurchase before waiting on hold to talk to a representative at the credit card company and verify all of the personal information about myself that I can never remember. What a headache.
Now I have reset my account notifications to send me an email, text me AND give a phone call when a purchase triggers a fraud alert, so that I can approve the charge in time (they give a very short window) so that the account is not suspended. In reality this is how it has worked: I get the text 99% of the time, 3/4 of the time I get the email and 1/4 of the time I get the phone call (this only happens for expensive international purchases - 2 times with online purchases: Hermes bag on Vestiare Collective and Cartier diamond earrings purchased from Vancouver, Canada. It did not happen for a $4,000 purchase in Italy, but I was physically there to swipe the card, so maybe that makes a difference).
I still get about 4 fraudulent charges per year on my card somehow. The company sends us a new card, but then it happens again. Luckily my husband checks the credit card report, but it is a bit embarrassing when he goes down the list to verify the purchases with me and asks, "What is xxxxxx?" ... "And what is xxxx?" because most of the time I have no idea what the purchase is (I shop a ton using Amazon prime for convenience instead of going to the store, like 4-5 items per day), or it is a super goofy store name from Ebay or Amazon that makes him laugh at me.
The biggest fraudulent attempted purchase was airline tickets from someone who was at the airport at that time. We got a call for that one and declined the charge. I wonder if anything happened to the person? The weirdest one was some Asian condiment store in California for $15 or $20. What is even the point of risking jail time for $15?
The little charges are the ones that they hope will sneak by under the radar. I had a few of these recently and called the CC company when i was reviewing my charges online. You have to stay on top of your card and watch for things like this. The scammers realize the big charges will trigger the CC company to take a look. The CC people do look at your history. When I first starting putting online large purchases on the cards, they called me and since I spoke with them etc. it doesn't happen anymore.
My goodness, PbP was right! Very chatty last night!
My favorite fraudulent charge was someone who got a hold of my AmEX and was buying train tickets in Italy and booking hotels on the Riviera. Sounded like a great trip, too bad I wasn't the one going. The CC caught it ASAP and the culprits never got to enjoy any of it. My least favorite fraudulent mishap was I was standing at the register at the Hermes boutique in Palm Beach and the SA told me my AmEx was rejected! Whaaaat? I had no notifications from the CC company and was clueless, not to mention upset and mad. I used another card for the purchase and as soon as I returned to my mom's home, I called the CC company. They had put a hold on my card because of suspected fraudulent activity and neglected to inform me. I was upset because that was the card linked to my airline ticket. I managed to get them to re-instate the card until I returned home after telling them my exact travel plans and time of arrival at home. Whew! It is scary out there and the only good news is that you are not responsible for the charges. I always make sure to notify the CC company when and where I am taking a trip so I don't get any rude surprises. I
RE avoiding distasteful retail experiences: We used to have a very nice ladies retail boutique that had great things and in-house alterations. The SA worked on commission and were beyond pushy. I finally said "no mas" and never went back. The last thing you want is buying an expensive garment that you really don't like and will never wear.
PbP: Very guilty of using artificial sweeteners in tea and oatmeal. Managed to wean myself to black coffee. On the whole I totally agree with you that these things are a bunch of chemicals and feel that way about margarine, and that has not been purchased in decades. I use butter for baking, cooking, and eating.
I don't recall every trying one. I must admit I usually drink old world on my free time, but do try to venture out and try a lot of new things, especially if I am drinking at a wine bar with better new world selections. Is there a particular one you'd recommend?
I did try a wine a while ago from New York that I surprisingly really liked.... it was a Cabernet Franc and done in French style. Sadly, it was only one vintage that I liked.... tried another vintage and it was terrible especially in comparison.
I spoke to the Managing Director of the store today, she sent me an email that she wanted to talk so I called. Basically, she said that my SA said what she said was for the simple reason that she wanted the sale. Also she said that the store does not get much Constance but assured me that I will get one. When? That I dont know. She asked me about what I want so hopefully that's a good sign. I told her swift, gave her a few color and hardware combo and specifically said no contrast stitching, rose jaipur and rose sakura (not my style). We had a long pleasant conversation about leathers which was quite nice and I appreciate that she took the time to address my concern.
Norton is dark with big fruity flavors and firm acidity. Very Bordeaux-like. No grass, herb, hard acids, astringency, or tongue-wrenching tannin. No-fuss to drink and ages really nicely. I am not sure how easy it is to get, but Chrysalis Vineyards has a 2014 Norton called Locksley Reserve for under $40. Virginia has some really nice Petit Verdot wines too. I am amazed at the quality of wines now from all over the US.
Yes. Vacqueyras, Gigondas, Chateauneuf du Pape are all Southern Rhone AOC appellations. If you mean the $16k Henri Jayer Richebourg Grand Cru I have never tried it and probably never will in my lifetime. I will invest in lifetime pieces like B or K but those are pretty steep for a wine that I will inevitably drink. I did have a Richebourg once (that was much cheaper in comparison) for a very special occasion and it was wonderful. I remember that day fondly. This was right around the time I was just getting really into wine so maybe I didn't appreciate it as much as I would now.
Barolo is usually considered the King of Italian wines, yes! I’d say Brunello is up there too, though Barolos are great. I tend to like the slightly older ones the best. There is actually an Italian wine restaurant right near one of my favorite restaurants. This restaurant does not have a good wine list at all (it is a Japanese restaurant so their wines are a bit mediocre) so often I will head for wine at the Italian place after eating there.
I wouldn't say the coffee is great but it is convenient sometimes. I will go other places first that have a better coffee selection but sometimes it comes down to location. I dislike their Pike Place (the default coffee), but I like very bitter and strong coffee so the Dark Roast is a bit better in my opinion. I don't drink milk and don't put sugar in my coffee so the taste of the black coffee/espresso is important to me.
There is a coffee place by Hermes that my SA recommended to me that I've been meaning to check out.
I haven't purchased any H scarves from Bergdorfs since I really like shopping with my SA who gives honest opinions about the scarves. We have similar scarf taste most of the time and they are the best when it comes to knowing what will look great on me. Even options I would have never considered, I am surprised by.
I have a couple of great SAs that I work with at different brands but my H SA and my shoe SA at BG really are phenomenal so I stick to them. I remember you asking about Clive Christian... I actually have a great SA there too, she is always so sweet and I sometimes visit the counter to say hello even if I'm not buying. If I don't really connect with any SA at a brand then I will just buy from whoever is there.
I tend to get a lot of fraudulent charges on my card, despite having "fraud protection", which only seems to work to prevent me from using my own card online. I have experienced numerous occasions where I purchased an item online, the charge was placed and then soon after declined due to the "fraud alert", which would cause the purchase to be cancelled. Then my card would be restricted due to the "fraud alert" so that I could not repurchase before waiting on hold to talk to a representative at the credit card company and verify all of the personal information about myself that I can never remember. What a headache.
Now I have reset my account notifications to send me an email, text me AND give a phone call when a purchase triggers a fraud alert, so that I can approve the charge in time (they give a very short window) so that the account is not suspended. In reality this is how it has worked: I get the text 99% of the time, 3/4 of the time I get the email and 1/4 of the time I get the phone call (this only happens for expensive international purchases - 2 times with online purchases: Hermes bag on Vestiare Collective and Cartier diamond earrings purchased from Vancouver, Canada. It did not happen for a $4,000 purchase in Italy, but I was physically there to swipe the card, so maybe that makes a difference).
I still get about 4 fraudulent charges per year on my card somehow. The company sends us a new card, but then it happens again. Luckily my husband checks the credit card report, but it is a bit embarrassing when he goes down the list to verify the purchases with me and asks, "What is xxxxxx?" ... "And what is xxxx?" because most of the time I have no idea what the purchase is (I shop a ton using Amazon prime for convenience instead of going to the store, like 4-5 items per day), or it is a super goofy store name from Ebay or Amazon that makes him laugh at me.
The biggest fraudulent attempted purchase was airline tickets from someone who was at the airport at that time. We got a call for that one and declined the charge. I wonder if anything happened to the person? The weirdest one was some Asian condiment store in California for $15 or $20. What is even the point of risking jail time for $15?
YES! Cafe con leche is great. I drink it if I can find it in Miami when I'm there. Does Miami Beach Starbucks have it?
Oh gosh. You guys were busy overnight.
Wine: I love Italian wines. For anyone in Philadelphia you must go to panorama wine bar on front street and buy a flight called the Italian stallions. It's very Philadelphia.
Sweeteners: I'm not super careful about additives in my foods and I drank sugar free beverages forever. A few years back I decided that a teaspoon of sugar was better than any chemical.
Shoes: bergdorfs has the most amazing shoe department. I'm lucky that I don't go there often. I would be broke. I like that they carry a variety of heel heights. I'm feeling a bit overloaded on shoes at the moment. But I could probably use some attractive snow boots for winter.
I'm so excited that my dress is coming in. I'm going Saturday to make sure it fits. There might be another surprise waiting for me as well. [emoji16]