First of all, thank you so much for responding, whateve! I had a feeling something like fabric dimensional paint existed as I knew there had to be others who make the same mistake. After the damage I'm so terrified of even touching that clutch, but I definitely will and I'd keep you posted about the results.
The bag without the lining is 1999 Stewardess that my sister never used and totally forgot about. I have washed old leather
Coach bags before, but I'd never think about dunking perfectly new one - however, I guess this one has nothing to loose and no washing will make it look more pathetic.
Sorry for the poor quality photos - that's the best I could do inside in the evening. It's pretty clear, I guess, that these bags could use some TLC.