Fossil; hard rfid card case, iPhone 13pro, Cles, chapstick, and either Kindle Or mini pochette. And you can put a soft case sunglasses on top. OR Sully: hard card case, iPhone, cles, chapstick, kindle or passport, or mini pochette, no way to get all 3 with hard card case. sunglasses on top. The capacity of the Sully is bigger than the Fossil, if you like to bring small lotion, travel perfume, or mini Kleenex would fit in Sully but might settle at the bottom where it’s rounded. Both have front flat pockets that a flat card holder can fit in comfortably without distorting the bag even when full. In Sully a hard glasses case plus phone can sit at the bottom, then you can layer ontop slg but in the Fossil you can’t do hard glasses case and phone at bottom, they have to stack bc it’s more narrow. Hope this makes sense lol