have you considered the zippy compact wallet? i know the price is a bit higher, but it seems to settle a lot of the "cons" from the other wallets. it's bigger than than the zippy coin purse, therefore, it can work as a clutch. you can definitely fit your phone in there all zipped up. it has several compartments for bills. where the emilie is lacking in credit card slots, the zippy compact has 10! and it has a zippered compartment inside for coins. also, it comes in more options than just mono.
it's the wallet i have, and it's the one i recommend! however, based on your options, i would choose the zippy coin purse, just because i find zippered wallets/purses to be just darling.