...I was just thinking about pet insurance, and it got me thinking and I wondered if other bbag owners insured their collection of bbags or would household insurance cover them?
I don't usually get my bbag insured....but ever had one insured for my twiggy magenta recently which i didn't want to do so....If it's insured, then our custom dept will hold my package normally and i have to incur some custom taxes which i do not want to do so....but i know it's a risk not to get it insured...
Sorry, I think you've mis-understood me. Not postal insurance, but household insurance, in case of theft, natural disaster etc etc
Its just when you add up how much they are worth, its potentially a lot of money. So to lose them, say in a burgalry, it would take a long time to replace.
And I bet the average household insurance doesn't cover them, or they would be hard pressed to try and get out of paying if they weren't listed as items of value on your insurance.
I will ring our household insurers next week and get some advice.
The other thing is, a lot of mine I've bought as pre-owned, so proving value could be difficult.
My HOI replaced my LV Speedy bag and I was far, far from home! When I go camping I do it in luxury!!!
Mine are covered under the Personal Possessions Clause like REREsaurus explained. I do have to advice seperately of any personal possession worth over £750.00 though and I have to pay an additional premium. I don't have many bags that fall under that category but watches and jewellery are all listed. You best check with your insurer F&G