Your Method?
- Thread starter ViciousBliss
- Start date
i was seriously contemplating that... i don't usually buy food anyway heh, i work as a baker and chef at a gourmet sandwich shoppe and catering buisiness. hehe...
my electric bill was 220 dollars for some gross reason, so it's impossble unless i sell these bags i'm tryin to sell on Craigslist
my electric bill was 220 dollars for some gross reason, so it's impossble unless i sell these bags i'm tryin to sell on Craigslist
i'd buy the bag when i've the money to. selling things that you don't use anymore also helps...so, it's kind of recycling
ITA, that's exactly what I call it - recycling. Clothing and accessories resale expedite my saving for my only weakness...HANDBAGS! Plus I have no vices(don't drink, don't smoke,don't go out except to eat out w/ family), I'm super low maintenance(don't really like going to nail, hair, spa salons religiously)...so I guess I just appropriate those costs towards my handbag goal-of-the-moment. But don't worry, I don't look like a caveman just because I don't fuss with my looks, tee-hee.
I'm in a different spot in my life now-I've taught for 31 years. One son is graduated from college-the other a sophomore in college. The mortgage is gone, the cars are paid for, so now I figure that it's time for me to have some of the things that I've worked so hard for. The last 23 years it's been about the kids-so now finally it's my time. My husband spends on golf-shopping is my thing. Although truthfully, I wouldn't ever spend over $500 for a bag-I'd wait for it to go on sale if I really wanted it. I got a great deal on a Mulberry Bayswater-and when I got it for $500-I decided that I didn't really like it that much. Too heavy and too open-so I took it back to Nordstrom. For me, the thrill of the bag is often in the hunt to get a great deal on it! I have some lovely bags from Botkier, Marc Jacobs, Kooba, Bulga, Tod's, Carlos Falchi-but all of them I bought on sale for less than $500. Does that make sense to any of you out there?
I have a piggy bank (okay it's a giant tiki head, LOL) and everytime I get paid, I do two things, run to the ATM and deposit $40 cash into that thing. (Then the manicure, LOL) That's my vacation fund right now for Ft. Lauderdale in May (after that trip, it will go to a Disney trip). I also put all my pocket change into it as well, and then take it to a CoinStar and get $$ that way. Also, if I have any extra cash floating around it gets put in there too (like if my Dad slips me five for lunch, or my grandma lets me keep the change).
Hahaha I live in a crappy apartment which I don't mind because I'm never there, and I work 80+ hours a week so I don't have time to go shopping. I also buy cheap clothes and shoes. My only indulgence is handbags, really. And, besides, I find it easily justifiable even though I don't have savings because I spend 50+ percent of my income on taxes and another giant chunk paying off my quarter million dollar student debt. If I didn't buy ANYTHING nice I would probably shoot myself. No, really, I probably would. Handbags are like therapy, only cheaper and more effective.
I spend my money wisely. Not on a bunch of little things I don't need (I HATE KNICK KNACKS!!!!) I spend what I can when I want on what I want and determine what I do not need to buy.
Somehow, that works for me. And, of course, I work. I work a lot actually. I have not had a day off in 4 weeks and two days.
Somehow, that works for me. And, of course, I work. I work a lot actually. I have not had a day off in 4 weeks and two days.
Well I'm maxing out the 401k (15k a year) paying off the student loans and I have some emergency money saved up on top. I also have a budget of 10% of my income for clothes & bags. I just try and keep it around that each month, sometimes I'm a little over but because my savings are automatic its fine.
You have to remember some of the ladies here are in a different place in their lives financially, so don't kill yourself or be late for a handbag. I've passed on lots of things I wanted and you know, years later, I remember like 3 of them.
You have to remember some of the ladies here are in a different place in their lives financially, so don't kill yourself or be late for a handbag. I've passed on lots of things I wanted and you know, years later, I remember like 3 of them.
Great advice. Someone once told me to look at my credit card statements from a year or even 6 months ago and see how much I a) remembered buying and b) still loved and used. It was a huge wake up call when I most needed it!