Well, I had a khaki bag, but sold it earlier this year. I have never had anything in the chocolate. I have had these bags for close to a month and love both, but since I got the Legacy I can only keep one. I really like the khaki because I am normally a khaki girl, but I see it a lot so that is where the chocolate is nice because it isn't so common. BUT, the khaki IS a year round bag while the chocolate it just fallish......I could make a case for either! Keep the opinions coming girlies, I need all the help I can get! By the way I asked hubby and the kiddos which one and they are split too! Thanks again, Mokey