WARNING, Paypal just made me lose $20 THOUSAND dollars from a scamming buyer

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#782
Miss Kris said:
I'm interested in learning more about the other payment options that sellers are able to use on eBay. I think when you buy on eBay, you should use Paypal but when you sell, these other options that OP mentioned may be better options. Does anyone know anything about them(moneybookers or paymate)?
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Paypal is only one of several accepted payments methods that ebay allows.

http://pages.ebay.com/help/policies/accepted-payments-policy.html

According to their policy page, buyers and sellers can use:

Our Accepted Payments policy helps ensure that buyers and sellers on eBay are offered safe, convenient payment options.
For most categories, sellers need to offer one or more of the following electronic payment choices:

  • PayPal
  • ProPay
  • Moneybookers
  • Paymate
  • Credit card or debit card processed through the seller's Internet merchant account
Additionally, payment upon pickup and Bill Me Later are valid payment methods as well.



PrincessAmy said:
Then what if the scammer has the exact same bag, only it is fake? They could keep the authentic bag and send the fake bag in to be authenticated. So the seller would still get screwed in that situation.

Selling on ebay is just too risky!

Great thinking getting your bank involved OP! Its nice to hear a happy ending!
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I think that's what happened in this case.
 
#783
OP, I am so happy you got your money back! It's also great to hear how Chase handled this--definitely makes me rethink my opinion of them (I have 2 accounts with them that I hardly use...may change that!)

On a side note, I doubt paypal will ever pursue the scammer...to them $11k is nothing. Besides they can just write the amount off. The money they would spend trying to catch the scammer and get the evidence needed to prove she's guilty is not worth it in the end. It's the same with cc companies--so much of the time with cc fraud they just write the amount off rather than go after the fraudsters. It takes a huge amount of money (much more than $11K) to get them to actually pursue/take other action. But, whether or not the scammer gets away with it, paypal will take a hit which is great! The way they handled this was disgusting so it's nice that they at least take a small hit/inconvenience.
 
#784
For those that have posted that they hate their Chase CC service and got "screwed" by their Chase CC.

Once again, this was NOT a credit card! It was my Chase BANK ACCOUNT. It is totally different than a CC dispute.
 
#785
Im so so happy for you, l have read this entire thread - (2 hours and 1 massive headache later) lm so happy for you. I would absolutely love to be a fly on the wall at the PP offices now - this is gold. I hope and lm sure it will all work out for you.
I also pray that this SCAMMER gets caught and it makes the front page of a newpaper with a 'mugshot' of this ferral scumbag SCAMMER SOAB
 
#786
taste4design said:
Im so so happy for you, l have read this entire thread - (2 hours and 1 massive headache later) lm so happy for you. I would absolutely love to be a fly on the wall at the PP offices now - this is gold. I hope and lm sure it will all work out for you.
I also pray that this SCAMMER gets caught and it makes the front page of a newpaper with a 'mugshot' of this ferral scumbag SCAMMER SOAB
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LOL:roflmfao:
Good one..Amen!!!
 
#787
kristie said:
Paypal can't make my account $11k negative because it is closed at $0.00.

They cannot just send me a collection notice for $11k either. They have to duke it out with Chase, not me, if it came to that.

CHASE is the one that took MY money back from paypal's thieving grubby little hands.

My bank account that was linked to PP is also closed.

The bad part of this is that I cannot BUY anything on eBay if the seller only accepts pp :-(
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Kristie, I'm so glad to hear that PayPal cannot try to get the money from you in any way. It's great that Chase is going to fight for you!
 
#788
This is a "learned" lesson for Paypal !!!!

I am sure, if Paypal can not convince Chase reverse that $11K, they then go after that buyer until the money is recovered.
 
#789
OMG that is AWESOME Kristie!!!! Good thinking on your part and I hope this makes PP reconsider some of their policies, especially taking the word of a buyer that they 'destroyed' the item in question.
 
#790
emcosmo1639 said:
OP, I am so happy you got your money back! It's also great to hear how Chase handled this--definitely makes me rethink my opinion of them (I have 2 accounts with them that I hardly use...may change that!)

On a side note, I doubt paypal will ever pursue the scammer...to them $11k is nothing. Besides they can just write the amount off. The money they would spend trying to catch the scammer and get the evidence needed to prove she's guilty is not worth it in the end. It's the same with cc companies--so much of the time with cc fraud they just write the amount off rather than go after the fraudsters. It takes a huge amount of money (much more than $11K) to get them to actually pursue/take other action. But, whether or not the scammer gets away with it, paypal will take a hit which is great! The way they handled this was disgusting so it's nice that they at least take a small hit/inconvenience.
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I agree...PP will not go after the scammer, probably a write-off.
PP will ultimately not pay. We, the consumer, will pay. Same with CC fraud.
 
#791
skyqueen said:
I agree...PP will not go after the scammer, probably a write-off.
PP will ultimately not pay. We, the consumer, will pay. Same with CC fraud.
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They've probably factored losses like these into the fees we all pay to use PayPal! This must be why the fees are so high. Ugh, I wish they would go after the scammer. I'd love to know that they got what was coming to them
 
#793
Black Elite said:
They've probably factored losses like these into the fees we all pay to use PayPal! This must be why the fees are so high. Ugh, I wish they would go after the scammer. I'd love to know that they got what was coming to them
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I agree, BE! The idea that the scammer got that gorgeous bag AND their money back makes my blood boil.
 
#794
skyqueen said:
I agree, BE! The idea that the scammer got that gorgeous bag AND their money back makes my blood boil.
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I know!! I'm truly excited that OP got her money here, but the problem is that her scammer knows nothing of it and therefore won't learn anything from this ordeal. The scammer got away with his/her scam and PayPal let it all go down smoothly for that person. :mad:
 
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