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It's the same over here- I was taking out a large (for me at least!) sum of money out of my account. Bank of Ireland asked me what it was for- I made up something stupid like I was on my holidays or something, but I was so tempted to tell them I had a very expensive cocaine habit, which I don't!
This really angers me when the bank asks you! You put the money in and it's like they don't want to give it back. When I bought my SL for cash (meaning no lease) I went to the bank for a cashier's check. The punk kid teller starts asking me 20 questions. I was so inflammed, I called the bank manager when I go home and complained about the teller!