Instead of a coat. I imagine it will be way too bulky to wear on top of a coat. I will wear Heavy cardigans under it when the weather calls for it:0) (my smileys do not work on my PC, lol).Ladies, I have one question. Do you ladies plan to wear the poncho instead of a coat, or you plan to wear it on top of a coat? I am browsing Burberry website and their stock photos are all showing the models wearing ponchos on top of their trench coat.