I agree it depends on "you". I personally wear certain pieces regularly and find I don't care to add anything to the mix ( wedding and engagement rings, religious necklace, costume earrings, that's it lol). I've already told my dh I don't want any more jewelry as gifts. But a lot of people do love both.
Me too - well DBF! I love all the jewelry everyone's given to me over the years, especially him, but I only have so many body parts for said jewelry.