The metallic rubbing is not that big of a deal, to me anyways. Not many people are going to get that up close and personal to see it...and if they did, I wouldn't care. My Lurex poppy hobo...her metallic edging is almost completely gone, LOL! I still rock that bag to death.
If I had paid over $100 for this wallet, it would already be back in the mail. However, I got it ridiculously cheap...and a partial refund, like Bunny said, is not going to fix it. I never understood partial refunds anyway.
I really really like this wallet...I have a bad habit of attaching to things that need to be "rescued" (cats, bags, people, LOL!) and items that are oddballs or different. I consider this wallet to be a rescue.
Hubby is going to help me rehab it tomorrow, and I will post pics when I am done. Wish me luck!