How much did you spend on your engagement ring?

TPF may earn a commission from merchant affiliate
links, including eBay, Amazon, and others

Huh, you say "it's not amazing.." - it sounds like you're settling. Have you considered going for a smaller, but yet better quality stone (higher color value (F, E, or D), clarify value)? You might be happier with something smaller but yet better quality and it will likely cost much less as well. It's just a thought considering the situation with your fiancé not having a job yet.
 
Huh, you say "it's not amazing.." - it sounds like you're settling. Have you considered going for a smaller, but yet better quality stone (higher color value (F, E, or D), clarify value)? You might be happier with something smaller but yet better quality and it will likely cost much less as well. It's just a thought considering the situation with your fiancé not having a job yet.

I agree. The 'good' cut rating would worry me. A smaller excellent cut diamond will shine/sparkle more than a larger good cut diamond. I think you should return both rings, slow down and take a breath and then go searching for something that meets your budget and that you'll LOVE.
 
If I were you, I would get an eternity band for less than $2K, then you can always get a solitaire later. It's such a effortless, classy look. There is some supermodel who wears that and I adore it.

I love my solitaire, but I just don't know if I "need" it now like I thought I did at the time.
 
If I were you, I would get an eternity band for less than $2K, then you can always get a solitaire later. It's such a effortless, classy look. There is some supermodel who wears that and I adore it.

I love my solitaire, but I just don't know if I "need" it now like I thought I did at the time.
This might be the perfect compromise!
 
I'm still marveling over a 1.5 ct diamond for under $9K.

But I do agree that perhaps the OP should slow down and breathe a little and spend some good quality time looking around. You will truly find a stone and setting that sings to you that way and that you will truly adore. Your fiance purchasing two rings and you feeling like you need to decide between just those two seems unwise. Learn as much as you can about stones and compare them; see what matters to YOU in a stone, and if a FC diamond is right for you, don't let anyone talk you out of it. A compromise might be to get a warmer coloured stone overall - not yellow, but an antique-looking stone in a lower colour in an old cut. Stones like that can be stunning and look intentional with their colouration.

As for how much you should spend, no one else can decide that for you. I love the eternity band idea, but it is a whole lot easier to say you don't need a solitaire after you already have one and are speaking with hindsight. I understand the pressure when getting engaged to feel like you need the traditional symbol. It takes a strong person to go with anything alternative. But then again, using savings when your fiance doesn't have a job doesn't strike me as a wise decision, either. Good luck to you, OP. Most of all, I would just stop and think and look around for a while and not rush into any decision.
 
From what you described about these two rings, they don't sound amazing to me to worth buying. I would return both and take your time to shop around for better clarity than SI2 and better cut, even to the point of sacrificing size. $9,000 is a very good price for a 1.5 carat diamond, but the clarity is not up to par imo. Like some said, why not get an eternity band first and then buy your dream diamond when your fiance finds a job so he does not have to use his savings.
 
Wow~ that's awesome. Are you happy with your decision? Or would you get a cheaper ring if you can choose again?
Oh no i love my ring! Its perfect! We dated for a very long time before getting engaged so i thought my ring should be everything i ever dreamed of and and he agreed. I ended up with a 2.02 pear solitaire (f, vs2). I dont feel bad abt spending the money bc im going to be wearing it forever. Were not upgrade type of ppl.
 
Well, I would not buy something you cannot afford outright. I would charge it and pay it off in one month in one payment, so not only do you get points for the purchase, you have protection on your purchase. DON'T PAY CASH if you can avoid it. Wire transfer is ok in a few instances, because you can still get some prtection, for a few decent vendors who will still refund you. But credit card (not opening new) is the best and safest because then you have recourse.

There's nothing wrong with buying something small, or even just a plain or diamond band now, and when you guys are more established later getting a traditional eng ring then. Just don't go into debt.

What do you envision and want, and maybe we can help you find something close to working in his budget? If you get a pave setting you will eat up a lot of your diamond budget, so I would say to focus the money on the best diamond you can get, and get the plainest, simplest setting you can now, and closer to your wedding or even an anniversary, get a set that you love and reset the stone into that. That way you can focus the budget there now, and save for a setting you love.

I agree Ame...I got married in Sept. 2011 (second marriage) with what I call a 'starter ring' while my husband was putting away in a 'ring fund' for my actual ring. Financing was out of the question for us as we do not like long drawn out bills. I received my ring this year on Valentine's Day...it was in the $17K range but I am quite older than she is (late 30's)! :D
We did charge it but paid it off immediately to beat the finance/interest charges.

As Ame said, do NOT go into debt for a ring.
 
You are in your early 20's. Your future fiance is about to graduate with no job lined up and you are asking if nine thousand dollars is too much to spend on an engagement ring?

Honestly, yes, it's too much considering the limited information you have given us.

Can I ask you.. Have you guys been happily living together for awhile? Do you both have no student loan debt? Do you at least have a great paying job where you are saving every month in you Roth IRA? Do you have every other duck in a row to honestly, comfortably make this kind of purchase? Because purseforum or not, $9K is no drop in the bucket.

If you answered yes to even most of the above, then I rescind my yes and say go for it.

To add to this, do you all own a home? That would be the major question. If you do, and like lorenzo94580 said you can answer yes to those questions, then go for it.
 
I just got engaged on Easter and my ring was 15K. We both own homes and both have jobs. Ive been a teacher for 13years and he owns his own business. The ring was paid for in cash. I wouldn't sleep at night spending $9k on a ring when there is no job security. I maybe the odd 1 out here but I also would never go in crazy debt for a wedding. To start your marriage with debt from the ring or wedding is the start of stress and disaster imo.
 
I just got engaged on Easter and my ring was 15K. We both own homes and both have jobs. Ive been a teacher for 13years and he owns his own business. The ring was paid for in cash. I wouldn't sleep at night spending $9k on a ring when there is no job security. I maybe the odd 1 out here but I also would never go in crazy debt for a wedding. To start your marriage with debt from the ring or wedding is the start of stress and disaster imo.
thank you, I do agree. and congrats on your engagement.
 
Top