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The best reply to someone who is crass enough to ask what you paid for your bag is, "Why would you ask such a question?"......usually embarrasses them enough to think before they speak next time.
Of course, not always, some people are just slow learners and quite clueless.
This! And look at them like they're crazy when you ask the return question. I swear, I'm starting to think more and more people were raised by wolves...