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So if you already have a Macy's account, is there any way to apply again and get that discount? I know the Gap allows you to re-apply as long as you've had the card for sometime, and they will give you the 'new applicant' discount and send you a new card in the mail. Anyone know if Macy's does that?
May I know if Macy will provide gift receipt and gift boxes just like the Coach store? I'm thinking of getting a bag for my mum for Mother's Day.![]()
do you gals realzie how bad this kind of stuff is for your credit report? ugh.....makes me wanna cryno macy*s does not do that unless you havent used your card in awhile and it was deactivated. you can try and get someone you know to open the card
it really has nothing to do with paying them off, it matters that you keep low/no balances and don't make any late payments. but every time you open a cc, they look at your credit report and its a little 'hit', its small, but if you do this all the time, it adds up, and then when you go to buy a house or a car, etc you might be unplesantly surprised at a lesser credit score which leads to a higher interest rate on the loan, which ends up costing WAYYY more in the long run (I'm being a little dramatic here, but it's to show the point)^ i dont know anythnig about credit cards i just got my 1st one through macys (thought i was getting a macys card turns out its a visa and a macys card?) either way Its my 1st so hopefully it is ok, but COURT what does all that mean? hits on credit scores?
i didnt think it was bad to have lots of CC's as long as you paid them all off in time ??enlighten me im new to the CC world (i tried to stay away as long as possible cause they scare me!
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Hey Mellow _yellow_jen or katrynar
since you both have worked for Macys
and i know this isnt about coachbut i think this is my best bet for an answer
do you know if this 20% off deal also applys to Watches? (i want to get one for my dad and want to know if i should wait till the event or not![]()
thanks!)
Bessie
do you gals realzie how bad this kind of stuff is for your credit report? ugh.....makes me wanna cry
the more cards and more applications you have, the lower and more hits there are on your credit score
Katrynar, I've being declined by Macy CC before. I'm not sure if I qualify now. Do you know if I can check with Macy whether I qualify for the card but only officially apply it on the day of the Sales so as to take advantage of the discount? I'm so excited about the Sales!
thats weird.. where did you read that?