BF's cousin works in high end insurance, she says any bag that costs more than (I think, will have to check) $250-$300 should be insured against theft and damages. She is a huge bag hound, and about 2 years ago her company sent her to work in London for a while. I believe she found a company that specializes in precious leathers that protected and conditioned her bags, sealed them in these special containers, crated them, and then had them shipped special to her new apartment. You can never be too careful!