I think the reason Coach is touchy about returns without receipts is because I bet there are people who buy stuff on ebay and return sans receipt. If you have no receipt,you can return without it and be ok as long as they can pinpoint where it was purchased. I think they assume it's from ebay if they can't pinpoint it. I'm sure some people also might buy at a department store and try to return a bag to Coach after the dept. store's return policy has run out too. It looks like they are getting more protective of their return policy,possibly to avoid changing it from the way it is now.