FYI.....Received email from ebay today. Unless you have an Ebay store, effective 11-6-2014, the maximum per item ($2500 & over) will increase from $250 to $750. It would appear the message to high end sellers is clear...set up a store or move on. Between Paypal & Ebay, it is becoming hard to keep up with all these changes...and with so little notice.