Ellie Mae,
I have one more question, I could have sworn that PP decided INR, but not SNAD (I have opened one and lost). I thought I read a case recently in this thread where the bag was fake (and the wrong color?) and PP still decided in the seller's favor. Is that just for transactions outside of eBay? Is that where I am mixed up? So on eBay, PP and eBay protection is basically the same, but off of eBay, PP only decides cases of INR, not SNAD. Does that sound right?
Sort of, Syd. PP does not offer ANY Buyer PROTECTION for non-ebay transactions. NONE. They do however offer a buyer COMPLAINT policy for INR for non-ebay transactions (not that it is very useful for funds
recovery). For non ebay transaction, INR, PP may well decide in a buyer's favor, but under the complaint policy, the buyer would only refund a buyer IF PP could access those funds from a seller's PP account. Which is rare. Under the complaint policy, PP itself would not reimburse the buyer. Whereas they WILL under the buyer PROTECTION policy, and then go back against the seller for reimbursement.
For NON-EBAY SNAD, PP says no dispute will be decided by PP.
PP also does NOT offer seller protection against charge backs, except in case of INR.
If you have never read the PP User Agreement (US version)... https://cms.paypal.com/us/cgi-bin/?...ntent_ID=ua/UserAgreement_full&locale.x=en_US Paragraphs 11-13 reference buyer & seller protection.
And here is the ebay buyer protection policy for anyone who had not read it (US version)...http://pages.ebay.com/help/policies/buyer-protection.html
Both DO vary by country. So it's extremely important that OP's clarify what country they are from AND what country they bought from.
Headache, anyone??
Explain your SNAD case to me that you lost...??
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