2019 resolution - shopping my own bag and wallet collection. Any one else?

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Ok. No more grumpy. :biggrin: Mr. S gave me my last (I think) holiday prezzie!!! :presents:

Fendi silver calfskin wallet on chain !

:woot: :woot: :woot:

Most of our furniture is light colored so I put it on one of my coats to show the color. LOL!

ME LOVE!!!!View attachment 4292421I have a pretty red gown for NYE and can’t wait to wear this with it. Yay!!!:yahoo:
Ooh so pretty! Love how the flower petals are hearts! Will you show us your red gown?
P.S. yes yes go look at the Lady Diors ( you too @cookiefiend @whateve @ElainePG) there are some interesting iterations but I’d stick with the classic cannage...check out the dove grey lambskin..Le sigh.. but no more for me
 
For January challenge, I’ll go with the New Year New Bag. I’m guilty of getting a Chanel flap this month. So, I’ll wear that in January. I haven’t gotten a chance to wear it yet coz I got it only a couple of days before leaving for the this trip to DH home town and it’s a jersey flap so... definitely not a heavy weight material. I do bring my navy blue Gabrielle with me though and it’s totally love. [emoji4] It totally doesn’t hold much despite the size and how it look, but I like it on me a lot.

And I break my shopping spell on shoes! I said I only have 2 pairs of shoes and both are sneakers. Now I have 4. I went to a shopping mall yesterday and found a Hush puppies shop and they were having an end of the year sale of 50% off for everything and I got 2 pairs. One is a beige flat that looks really polish and another one is a strappy sport sandals. Both comes out so much cheaper than the price of one pair alone. I’m so happy! So, that’s a new year present for myself. [emoji4] And to think about it, maybe the jersey flap and both Burberry scarves are Christmas present to myself. [emoji848][emoji12][emoji12][emoji12]

bafc268c7d5ae0b74c359c7949e64991.jpg


She’s a dark navy blue all over even though she looks black here. [emoji4]
Share pics of your new Chanel!
Do you have silver earrings to pair with the hardware? I think ivory looks good against dark/light navy or yellow blouse paired with white trousers. If you can't make it work, of course it'd be better to substitute it with the model you actually love as your BFF suggested :smile:

View attachment 4292436 View attachment 4292438
Most of my earrings are white gold so I can pair then with the bag. but, it’s just not love.
 
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Ok. No more grumpy. :biggrin: Mr. S gave me my last (I think) holiday prezzie!!! :presents:

Fendi silver calfskin wallet on chain !

:woot: :woot: :woot:

Most of our furniture is light colored so I put it on one of my coats to show the color. LOL!

ME LOVE!!!!View attachment 4292421I have a pretty red gown for NYE and can’t wait to wear this with it. Yay!!!:yahoo:
That will be stunning with a red gown! Happy New Year!!
 
Awesome! What are good investment targets at the moment? Thanks for encouragement! This is my new year resolution. :smile:
The market is down now so it is a good time to get in. I would suggest mutual funds. They are less volatile than individual securities and you can choose one that isn't too risky, if that is what you want. It makes a difference if you will need to draw out the income on a regular basis or if you have time to let it sit and grow.
 
Share pics of your new Chanel!
Most of my earrings are white gold so I can pair then with the bag. but, it’s just not love.
Then it's easy decision to put her up for sale. :amuse:

The market is down now so it is a good time to get in. I would suggest mutual funds. They are less volatile than individual securities and you can choose one that isn't too risky, if that is what you want. It makes a difference if you will need to draw out the income on a regular basis or if you have time to let it sit and grow.
Thanks for the tip! Which mutual funds are good choices to be considered if I can let it sit and grow 5-10 years? Low administration fee is a must because I'm afraid high costs will eat up all my profits...
 
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The market is down now so it is a good time to get in. I would suggest mutual funds. They are less volatile than individual securities and you can choose one that isn't too risky, if that is what you want. It makes a difference if you will need to draw out the income on a regular basis or if you have time to let it sit and grow.

My son is an an attorney and was a finance major. He suggests most people use a no load index fund. He says just by the law of averages, 99% of advisors do not beat the average year after year, so paying a premium for them gets you nothing in the long run. An index fund gives you the market average. Buy the average, hold it, and you yield the average return. Long term, the market has yielded about 8%. Some years up, some years down. But an average of 8.
 
My son is an an attorney and was a finance major. He suggests most people use a no load index fund. He says just by the law of averages, 99% of advisors do not beat the average year after year, so paying a premium for them gets you nothing in the long run. An index fund gives you the market average. Buy the average, hold it, and you yield the average return. Long term, the market has yielded about 8%. Some years up, some years down. But an average of 8.

And if you are still working, buy through your company 401k. If not, go someplace like Fidelity and open an account. They charge low fees for many of their products. And as you can see, many of their product offerings are best in class: https://clark.com/personal-finance-credit/best-investment-companies-for-your-money/
 
@whateve investments are a good idea. I’m considered a low to medium risk investor and have a financial advisor - do you have one? It took me a while to find a good one and honestly it came with a bit of luck that my previous advisors left the firm and my account trickled down to my current advisor. Thankful for that cuz he’s helped me a lot. If you don’t have one, maybe ask friends to recommend one. The administrative process was really painless (maybe depends on where you live though). I think if your low risk, but plan to leave your funds in for a while, I don’t see the harm, unless you will be getting better return by spending your money elsewhere.

@ElainePG are studs really over?? Cuz I’m still out there looking for the perfect studded bag or shoes for myself [emoji33]

@TLeela congrats on your upcoming new addition to your family!
 
Hmmm... I hadn't thought about that. But I don't think I mind wearing a pop of brown with black... wasn't @Miss_Dawn telling us the story of seeing a woman carrying "her" brown Prada bag while wearing a black outfit, and looking very pulled-together?

I think it's more that I'm not in love with the color brown itself, rather than that it doesn't match my outfits. I only bought this bag (well, actually it was "free" in a manner of speaking with Nordstrom Notes) because I though I really oughta have ONE brown bag in my collection.

Not sure if rockstuds are over or not. I figure if *I* know about a trend, it's probably over! :biggrin:
Yes, I think she was wearing a black outfit with a khaki jacket and brown bag. I think brown bags and black outfits look absolutely fine.

I agree that men don’t wear brown shoes with black suits etc. That seems wrong for work, to me.

But out and about, I don’t think a brown bag with black outfits jars at all. I just tried googling brown bags with black outfits and a lot of pictures came up. Then I tried googling Hermés gold bag, which is a tan brown shade, and I see that’s carried with lots of black accents (jackets, skirts, trousers) by lots of women as well.

So I think it's probably fine to not worry about mixing brown with black colour palettes :flowers:
 
Ok. No more grumpy. :biggrin: Mr. S gave me my last (I think) holiday prezzie!!! :presents:

Fendi silver calfskin wallet on chain !

:woot: :woot: :woot:

Most of our furniture is light colored so I put it on one of my coats to show the color. LOL!

ME LOVE!!!!View attachment 4292421I have a pretty red gown for NYE and can’t wait to wear this with it. Yay!!!:yahoo:
It's lovely! Yayyy for Mr Sparkle :yes: Have a wonderful NYE carrying it :yahoo:
 
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For January challenge, I’ll go with the New Year New Bag. I’m guilty of getting a Chanel flap this month. So, I’ll wear that in January. I haven’t gotten a chance to wear it yet coz I got it only a couple of days before leaving for the this trip to DH home town and it’s a jersey flap so... definitely not a heavy weight material. I do bring my navy blue Gabrielle with me though and it’s totally love. [emoji4] It totally doesn’t hold much despite the size and how it look, but I like it on me a lot.

And I break my shopping spell on shoes! I said I only have 2 pairs of shoes and both are sneakers. Now I have 4. I went to a shopping mall yesterday and found a Hush puppies shop and they were having an end of the year sale of 50% off for everything and I got 2 pairs. One is a beige flat that looks really polish and another one is a strappy sport sandals. Both comes out so much cheaper than the price of one pair alone. I’m so happy! So, that’s a new year present for myself. [emoji4] And to think about it, maybe the jersey flap and both Burberry scarves are Christmas present to myself. [emoji848][emoji12][emoji12][emoji12]

bafc268c7d5ae0b74c359c7949e64991.jpg


She’s a dark navy blue all over even though she looks black here. [emoji4]
Please share. Do you actually mean that you only have 4 pairs of shoes?? WOW!! That is a ton of money saved and used on other things, if so!
 
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