I use a credit card for the convenience and rewards. I wouldn't want to carry $1000+ cash on me to the mall and I could very well just use my debit card, but then I wouldn't be getting 1% cash back or gift certificates! Also, if there are ever any problems with unauthorized charges, it's just more comforting to know that I can dispute it while still having the money in my bank account
I charge then pay off when the bill comes..we get reward points!!
i notice not one single person charges anything AND doesn't pay in full... is that really true? so no one here ever charges and doens't pay it off right away?
sameIf we go in to boutiques we use cash. If we buy from eluxury, then we use a cc.