Cash or charge your LV?

[lumkeikei]

My mom will pay it first on her visa, to get the reward points. Then I pay her back immediately with cash.

 

[latinmalemodel]

Cold hard Cash and Debit...I hate creditcards and debt...

 

[bacchusgirl]

debit card

 

[Shopalicious]

I use credit card but I pay it off everymonth !!

 

[Virginia]

didn't realize I already posted in here

 

[baglady2006]

I usually get so frustrated with how long it takes Saks to verify cc info that I end up using my trusty ol' debit card.

 

[SOLIDGOLD2]

cash

 

[Bagged]

Depending on what it is, most of my purchases are by credit card. Reward points is what I love getting. I agree it definitely adds up.

 

[krispin41]

Cash for me, credit for Mom, but she is slowly coming to the cash side.

 

[shopping addict]

I charge everything (and I mean EVERYTHING) on my credit card and the full balance gets paid when the bill comes. For me at least, it would be silly to pay any other way considering getting to keep the money in my account earning interest, rewards, and 100% satisfaction guarantee if anything should go wrong.

 

[LVcubster]

I use both, I really only try to use my cards when they have promotions etc like no interest for a year. I also use them to get points then pay them off.

 

[Moonstarr]

I'm credit card ... I buy now and pay later, which I now I really need to go on a ban to get all my recent purchases paid off before I buy any new ones!

 

[southpaw]

I already posted but thought of something I wanted to add ... I pay cash mainly because years ago I learned the hard lesson of thinking I'll pay off what I charge each month - falling for those - sign up today and save x% offers ... found myself with lots of credit card debit I couldn't pay off at the end of the month. I had to buckle down and pay them off - I just don't trust myself to risk that mess again!

 

[bumblebee*kids]

I use my CC for everything! I even tried to buy a car last year with it but the car company didn't allow it without a surcharge. I thought it would get me fantastic rewards but the surcharge would have negated it so I just put the down payment on my CC and paid the rest with a cheque.

 

[beljwl]

Credit but I always pay off all my credit cards at the end of the month in full. So it is almost the same as cash but I get my milage/cash back from my credit cards at the end of the year.