OP --- As you can see there are a wide variety of opinions as to which size is too big, too small, etc...... The bottom line is that you have to choose the bag that is right for you (whether it is the 40 or not). Try on different sizes and decide what is best for your height, weight, style of clothing, etc. You have to be happy with your choice and the bag has to work for your lifestyle --Good luck with your decision and looking forward to your reveal.