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Deleted member 626500
I agree with everything you've said.Hi! You have gotten great input, and here is mine to help out.
First, you have a lot of wants, and the price point is all over the place (from a $4K blue agate bracelet to a $28K Clover).
For me, I like to take the price out of the equation and prioritize what I really love.
I am not an impulse buyer either, and I never buy something to "hold me over" as you will still want that higher priced item. I also believe once you get the higher priced pieces, you may not want the lower priced pieces, so you end up saving money in the long run. More important, you have a jewelry collection of all pieces that you love wearing. It's a waste to have pieces sit in a jewelry box unworn.
On your turquoise bracelet, I do not think the premium is too high. It's no different than buying the oynx pave bracelet which is near the same price point. The oynx pave bracelet has only .97 carat diamonds, and the diamonds are so tiny. It is certainly not a "$14K" bracelet if you look at it from a pure value perspective. However, people who love the oynx diamond don't bat an eye, so if you really love the turquoise over the oynx pave, I would get the turquoise for sure. "Value" is subjective when it comes to luxury goods, and getting the turquoise bracelet is worth it if you really want it.
That said, I would ask yourself why you want the turquoise bracelet. If you really want it because you love the turquoise and will wear that bracelet often with your outfits, go for it. However, if there are other reasons that may include "it's hard to get", "bragging rights", "I collect bracelets and am missing this stone"... for me, those are not good reasons to buy the turquoise. You really need to love it and be able to wear it. Turquoise is gorgeous to look at, but not often easy to match with outfits. I see it more as a summer stone, not for fall/winter (that's just me).
A few other comments...
You mentioned you are also considering the Clover and the RG MOP (10 or 20).
For me, I would prioritize the RG MOP 20 motif as top priority!!! I love love love a 20!
To me, a 20 is iconic VCA, and it just pops when you wear it. You cannot miss that necklace. I have 5 motif bracelets, and for me, bracelets are icing on the cake; it's not the cake! The 20 is the cake! That's just me.
On MOP...
I love love love MOP, it glows, and wow... a MOP in RG would be stunning. I have a WG MOP 20 as you know. The MOP VCA uses for their WG has a silver overtone MOP. The MOP VCA uses for their YG has a rose overtone, and of the two, WG vs YG, I think the YG MOP is the bomb! It's a gorgeous combination. That said, I can imagine your RG MOP, and wow wow wow... it would be magnificent. You can wear it casual or dressy. To me, the turquoise bracelet is more a casual look. It's also just a bracelet, not a 20! Again, this is my opinion.
On Clover...
If you love bracelets, I think the Clover is stunning over a turquoise or the oynx pave. For a bracelet, the Clover would be my first choice.
In the end, I would suggest taking the price out of these pieces and think what pieces you really love and will wear the most. Buy the piece you love the most first. If it's the turquoise bracelet, get it. All luxury brand jewelry is expensive is not worth it. Hence, my motto is buy what you love, get the big ticket items first, and I guarantee, your priorities for lesser priced items will change. In terms of collecting jewelry, I would rather have a few pieces I love and wear all the time. It can be your signature look.
Just my two cents. Hope this helps. Good luck to you!
If I can add my two cents . . .
While budget is always an issue (and it doesn't matter how much money you have), if you don't love it, it's a wasteful purchase, and even if you can resell something, it will probably be at a loss.
Years ago I stopped buying on sale. I found I had closet-full of bargains, none of which hit the spot. Had I bought the one thing I really wanted, I would have saved money in the long-run and have been far more satisfied.
My mantra: Less is more.
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