The nick is more of a dent. She thinks it somehow happened in shipping from Honolulu to Boston. If you hold the ring up vertically so that the diamond is at 12 o'clock then the dent is on the front face at about 10 o'clock on the band. Its about the width of my fingernail and looks like how sillyputty/playdoh would look if you pressed the tip of your fingernail into it about a millimeter deep. Its not all that noticeable but as soon as she mentioned it, I obviously looked and could see it immediately. She said they would try to buff it out but that she would feel better if they just fully re-set the stone because "it should be perfect". She was really insistent and said that she would set it up so that I could just drop it off and then they would hand deliver it to me so that I didn't have to make the trip into the city twice. I was pleased that she was so concerned about the flaw and was trying to minimize the impact to me by letting me still wear the ring out but having a detailed plan for getting it fixed at a time that would be least impactful to me (while I'm on vacation).