I am trying to decide if I should get a silver bracelet or a silver with the gold. I have it in my head that two tone is bad, but I know that is no longer true. Who here has two tone and how to do you like it? Also what is the reason why they make the silver bracelet with the gold is it for the two toned look or is it so when the bracelet is complete and you have gold beads that it looks all gold? TIA! Mary