Thanks for the helpful hints, ladies! I have two major credit cards--an Amazon Visa that I recently paid off. Unfortunatley I just stuck my Carly on there, but it should be paid off soon...and of course a regular Visa that I only use for emergencies. I'm going to cross my fingers that I don't have to use that one any time soon. My mother pays for my Old Navy card as well as my Kohl's card. I used to work at Kohl's and they lured me into getting the card, but I haven't used it in about a year and recently shredded it. So I'm doing VERY well with the credit cards and finally got everything under control. I keep repeating my mantra in my head, "If you can't afford it RIGHT NOW, then don't get it. And once you pay off the big Visa to the point where it's completely clear, THEN you can put something else on it."
Thanks for talking me out of opening yet ANOTHER card! Mr. Turtle will come to me eventually, when it's time :0)
Thanks for talking me out of opening yet ANOTHER card! Mr. Turtle will come to me eventually, when it's time :0)
