I felt the same when I first bought my vernis ZCP (vert impression). I was worried the colour would be too delicate, and I was terrified of colour transfer.
I held onto it, and two years down the track I am so glad I kept it
Vernis is far more durable than you think! All my SLGs are vernis and they have been troopers. Vernis doesn't scratch easily (unless you literally scrape your car keys against it), colour transfer on colours like pomme/amarante is fairly rare (just don't place newspapers/glossy magazines against it).
I had an incident with a leaky water bottle in which my ZCP was completely soaked, after air drying for 24hrs, looked exactly the same as it did before...
The damier and mono canvas SLGs just don't pop or sing to me the way Vernis does, but they are definitely less frightening... so if you still feel uncomfortable, return it. As for the purse/wallet issue- do you have an LV bag already? If so, why not a wallet for a change?