Ok. I called the store and now I really need some advice. The store is called Milano Diamond Gallery and it's one of those chain stores that you find on the popular cruise stops - Alaska, Cozumel etc. After haggling a bit I got the price down to US$8,700. I checked out what places like Bluenile and Zales were asking for the same specs and it's cheaper. Here's the thing though. I asked what was the type of cut, if it was ideal etc and they could not say. Also, the appraisal is in-house, not GIA. I was a bit surprised because they're the agents for hearts on fire and are generally very knowledgeable about their jewelry. Do you guys think i should let this pass? I'm not planning on reselling but I know I should have a GIA appraisal.