Paying by Credit Card in Paypal

[roey]

I just won an item on paypal and paid with Visa. I usually use my checking account for payment.

Does paypal charge additional fees for using a credit card or is it just like buying an item in a store where the purchase appears on your statement and your bank charges the interest/fees?

 

[addisonshopper]

Ro,
There are no additional charges.. I pay by credit card all the time.
Just like buying an item in the store.
The funds get to the seller alot faster than using bank account though.

 

[yyz]

I just won an item on paypal and paid with Visa. I usually use my checking account for payment.

Does paypal charge additional fees for using a credit card or is it just like buying an item in a store where the purchase appears on your statement and your bank charges the interest/fees?

No, and it is a lot safer to use than a checking account.
The big advatage is that is if something goes wrong you can also have CC do a "charge back" or in case of fraud your bank account will be safe from internet hackers or "The Romanian Conection"

http://forum.purseblog.com/ebay-forum/the-capital-of-ebay-fraud-is-in-romania-224063.html

I would and I'm being very serious right now, always use your Credit Card and NEVER use your Checking Account!

 

[Luv2BuyBags]

You should actually pay by credit card for everything. If there is a problem and paypal will not help you, you can dispute the item with your CC company.

Using a CC doesnt affect the buyer but it does the seller. Paypal takes out more $ from the funds they receive.

 

[mmmpurses!]

the purchase will appear in your CC statement will say something like this:

Paypal **(name of seller here)

 

[Swanky]

no fees for the buyer Ro, just for the seller.

 

[roey]

Great! Thanks all. I hope to have something lovely posted in the Chanel forum by the end of the week.

 

[Bella]

roey.....Congrats!

Please consider always paying with your credit card as it gives you an extra measure of protection. I always pay using my CC no matter how small.

I'll be looking for your pics!

 

[lulilu]

Ditto what others have said about only using your cc on ebay. I only use Amex because it is easiest to deal with if you have a problem.

ps--congrats on the new chanel

 

[lorihmatthews]

I completely agree with Lulilu, I always purchase things on eBay with my Amex. Ditto that you should never use your debit card on eBay.

 

[mcmahan706]

For high dollar items, I use my CC for the chargeback protection.

 

[tokipoki]

I never thought about using my CC for Paypal. It's always my bank card. I know they don't charge anything extra for the CC use, but that's about it.
Now I'm going to change mine to CC.. but I think there's a fee for the seller? or maybe I'm thinking of the account types (business, premier, personal)..