No. Sellers have several options when it comes to payment methods. One of the allowable payment methods on eBay CCs or debit cards processed through the seller's online merchant account. (For more info, go to the Help pages on the eBay website.)
Did you check the seller's feedback on toolhaus.org? Did you Google the ID? I would do a bit of research (for any seller) before making a decision. If the seller seems legit, I see no reason to skip the purchase just because of the seller's preferred payment option. Keep in mind that if you buy this item on eBay, the transaction would be covered by eBay Buyer Protection if it meets the requirements for it. (If you haven't, read the info about eBay Buyer Protection on the website.) And if something goes wrong and eBay fails to protect you, your CC company will.
ETA: I'm assuming you're in the U.S. If you're not, you need to see what type of buyer protection eBay offers in your country/region.