Neiman Marcus gift card event.

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I picked a bag during GC event in Jan 2012 and got the GC via mail in March 2012. I picked another bag using GC and additional VISA money online... It was defective, so I returned it to NM store. They gave me the whole amount of Bag on the card that I used. (VISA)

I picked same bag from the store in different color (which will be shipped because the store didn't had in stock)... and had to pay $42 extra tax!!! Sometimes I just fail to understand these transactions!
 
I'm not an incircle member but I purchased some items a few months ago and received a $50 gift card for the 12-15, does anyone know if I can just use these gift cards to shop with or do i have to be a member and use their store card in order to redeem the $50?
 
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