I take the bracelet off when washing hands. I can’t comment on matte versus lisse durability as I only own lisse CDCs. Lizzie CDCs are awesome too and I don’t consider them high maintenance but you do have to make sure they are sent to spa every once in while as lizard can dry out and the scales can fall out.
I will be careful not to get any water on my new gator. Good to know about the Lizzie, thanks!